Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

Okay. Thank you. I want to take you back, then, to your management of the increase in property lending in the Republic of Ireland prior to the 2008. The rate of increase in property lending in the AIB Group was magnified in the Republic of Ireland division, and on exposure to property, property lending grew in the Republic of Ireland from €10.1 billion in 2004 to €33.3 billion in 2008. Can you explain this imbalance with other divisions in the AIB Group? Why was it magnified? Why was it so much greater in RoI?