Mr. Brendan O'Connor:

I shall try to simplify a complex process as much as I can. We look at the totality of debt across a company which means it can be property and, as the Deputy is probably aware, it is pretty intertwined. We will look at the sustainable debt at a point in time without any forecast saying the business will grow by between 10% and 20% for the next however length of time. We will cut a loan at that level of sustainable debt.