Éamon Ó Cuív (Galway West, Fianna Fail) | Oireachtas source

The witnesses all seem to indicate that they actually meet with the borrower and sit down to discuss this. That seems to be totally at variance with what banks do with householders. I know of many cases where the banks have refused to sit down and engage with the borrowers. They keep ringing the borrowers, asking them to send in financial statements but if the borrower asks for a meeting to resolve the issue the banks will not give it. Do the witnesses always sit down to meet the farmers person to person and have a discussion with them? I do not understand the logic of the wide variance in the procedure, treating farmers one way and householders in a totally different way. The meetings do not take place with the householders.