Mr. Ken Burke:

AIB’s approach has been to maintain the viability of the enterprise and work with individual farmers. We do not have any material instance of forced sales or receiverships. There would be fewer than five. They arose only when there was no co-operation. We have tested our own creativity in responding to challenging levels of debt. Typically, some of that has been off-farm debt. We want to protect the core viability of the farming enterprise and have had to offer intergenerational and long-term debt, taking into account the next generation in the family. It is dealt with very sensitively.