Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Is this not precisely the case in respect of a moneylender? I assume all moneylenders operate the same case. It is the moneylender, in this case Provident, which lends money and which takes in the money. It is the agents who service it, who go to the house and collect the fee. It is the agents who collect payment. Is this not dealing with the exact same thing albeit on a more micro level whereby it is proposed to regulate third-party entities for servicing loans but to forget about the moneylenders and those they are servicing? The reason I believe this structure exists is for moneylenders to do some of the things they have done in the past.