Mr. Jeremy Masding:

That is from a standing start. It is important to reference that this organisation, essentially, had to stop and reinvent itself. As a team, week in, week out we are climbing the mountain. To answer the Deputy's original question, we want to be known as a group of people who are very clear about what we do and do not do. If one wants to have a professional personal banking relationship, we are the people to have it with. If one wants leasing, factoring and corporate finance, that is not what we do.