Mr. Ger Mitchell:

We finished last year with less than 2% of the mortgage application business in the Irish market. As of the end of July this year, we are up to 17%. We account for 13% of the mortgage approval business. That is also up from below 2% in December last year. Based on our July pay-out, we account for approximately 8% of mortgages paid out in the year to date. The split is approximately 40% for first-time buyers and 53% for those looking to move.