Mr. David Duffy:

I will ask Mr. O'Connor to go through the particulars in that regard because we have the numbers sought. On losses and to be clear, we take them as a bank. On the issue of translation regarding the position on the ground, we are spending a great deal of time travelling the country in respect of this matter in order to try to make sure that it is not happening. However, we will do things wrong and we will have customers who have bad experiences. To be honest, if the Deputy comes across evidence in respect of this matter in her constituency, I really would appreciate it if she would contact me directly. We will do things well and we will do things badly or there will be instances of our just getting it wrong. We have no shame in admitting that. If, therefore, any members see this happening in their constituencies, I will take the matter on directly and handle it. If Deputy Regina Doherty has evidence, I will follow up on it directly. Mr. O'Connor will now provide a breakdown of the 4,500 permanent offers.