Regina Doherty (Meath East, Fine Gael) | Oireachtas source

I thank our guests for attending. What Mr. Duffy just outlined in the context of the process AIB is undergoing sounded both wonderful and caring. It would, however, be remiss not to point out that it does not reflect what is happening in practice, particularly in light of the evidence presented to me by my constituents. The picture painted by those constituents is very different from that put forward by Mr. Duffy. The reality on the ground and AIB's vision of what is happening appear to be poles apart.

I was bamboozled by the references to "quarters", "annual figures", "the Central Bank", etc. Mr. Duffy indicated that 4,400 permanent solutions have been agreed to date this year. Is he in a position to provide a breakdown of this figure into various categories such as split mortgages, capitalisation and so on? Will he indicate the exact nature of those 4,400 permanent solutions? Where losses have been incurred, have these been restructured with the clients involved or have they been taken on board by the bank?