Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Mr. Sheridan made the point that the banks are charging differently depending on whether the service requires manual input or is electronic based. Following on from a point made by Mr. Fielding that does not appear to be reflected in the charges. Recently I was looking at a personal customer's set of fees from one of the pillar banks. I do not believe there was any difference between the per item charge for a cheque and a per item charge for an electronic transaction.

If there is such a cost differential, should that not be reflected in the charge paid by the customer? I do not believe it is.