While some people will say that they did not need it, I can give countless examples from those 1,100 people for whom it was the difference between them being able to purchase or build a home or not at all. When I have put it to the Opposition spokesperson as to what Sinn Féin would replace it with, he starts talking about genuinely affordable homes. Who would disagree with genuinely affordable homes? However, as the Minister knows, a genuinely affordable home still requires a deposit. A €270,000 house requires a €27,000 deposit and the Opposition wants to take that away. The help-to-buy scheme has been an exceptionally positive measure since it was implemented and I welcome that it has been extended to the end of 2025.