Jerry Buttimer (Fine Gael) | Oireachtas source

I thank the Minister of State for his reply. I hope the credit union movement, which is supportive of and immersed in local communities, continues to sponsor local organisations. There is a hardship welfare fund available. I also hope the credit union movement will not move away from that ethos and neither will it be allowed to move away by the Government and the Central Bank. It is about accessibility and community. I take the Minister of State's final point about surpluses.