Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

The lending facility will not be made available for individuals. It is for developers. If somebody has a scheme that is built and there is a requirement for remedial works, the developer who owned the full development and may still have public areas and a liability relating to remedial works can apply to HBFI for funding for remedial works, but they must be on a commercial basis. We cannot deviate from that. The developer has the opportunity to make that application to HBFI as the Bill stands without this amendment.