Alice-Mary Higgins (Independent) | Oireachtas source

I will say this because it is a direct question to the Minister. Is it not the case that those commercial banks do not pay taxes because they are writing them off? If we have new banking models, they will not only be profitable, they will also feed back into stakeholders and communities rather than shareholders. They will also be paying tax properly. At present, the existing heavily loaded banks do not even contribute at that base level. We should not be facilitating them. We should be giving that space to the new alternatives that are on the table. What is the plan to scale up from the pilots?