Denis O'Donovan (Fianna Fail) | Oireachtas source

I normally do not make any interventions from the Chair but something crossed my mind as a former Deputy myself. In a situation where a person has the 9% and does not qualify for the minimum, would the Department refund the 9% contribution they have made? In other words, if one contributes 9% does one get nothing back? It might be something on which the Minister could reflect.