Jennifer Murnane O'Connor (Fianna Fail) | Oireachtas source

I welcome the Minister of State's response. He referred to homelessness but there is a housing crisis and a lack of supply. People who are unable to secure a mortgage will end up renting for the rest of their lives and something needs to be in place for them. To get a local authority mortgage, one has to have been refused by a bank and a building society. This applies to first-time buyers as well. I want to make sure everybody can get a mortgage. I am delighted first-time buyers will get tax relief but that needs to be extended. If it is not, the housing crisis will worsen because the core issues leading to homelessness will not have been addressed.