Kieran O'Donnell (Fine Gael) | Oireachtas source

There are 32,000 home owners with mortgages that have been in arrears for more than two years. It is, I suppose, the elephant in the room in terms of people with homes. I ask the Leader to arrange for the relevant Ministers to come before the House for a wide-ranging debate on whether the current insolvency regime is fit for purpose. An appeal mechanism was introduced to allow people to appeal decisions to the Circuit Court. I have heard anecdotal evidence that many home owners are not availing of this appeal mechanism. Why is that the case? We should have a debate on that matter in the House. The family home is very important. This issue of people not paying their mortgages for more than two years is extremely important. I ask the Leader to arrange for the relevant Ministers to come before the House for a debate on the matter.