Brian Ó Domhnaill (Fianna Fail) | Oireachtas source

The Sinn Féin amendment has merit. Presuming that the legislation will be signed into law by the President in the next number of weeks if approved by the House, it means one's mortgage has to be at least in excess of seven months in arrears for one's debt to qualify as a relevant debt. Therefore, anyone who has gone into arrears since January is excluded. What is the reason for this? Why would there be legal challenges, as the Minister of State mentioned? What would be the legal consequences? What is the advice from the Attorney General on this issue?