David Cullinane (Sinn Fein) | Oireachtas source

I join Senator Mullins in raising the seven mortgage lenders who have been found to be in breach of the code of conduct on mortgage arrears following expressions by the Central Bank of Ireland. As we know that framework was introduced in 2011 to ensure that the banks would play ball with the almost 120,000 residential mortgage holders who are in arrears. Despite the concerns expressed by Senator Mullins, the problem with the Government's approach is that it is all tea and sympathy when it comes to people who are in mortgage arrears but it has done precious little about putting in place policies and supports for people who are in mortgage arrears. It has continued to allow the banks to have an absolute veto on what is happening.