Aideen Hayden (Labour) | Oireachtas source

It may seem unusual to have a two-tiered process where one has one committee setting terms of reference and another committee constituting the banking inquiry, but there is no guarantee that those who are on the committee set up to set out the terms of reference will, in fact, be those on the banking inquiry. Indeed, in response to Senator Barrett, it might be the decision of that committee that the Joint Committee on Finance, Public Expenditure and Reform will conduct the banking inquiry.

Let us take one step backwards here. If I might just make a point here-----