Darragh O'Brien (Fianna Fail) | Oireachtas source

The Government and, in particular, the Central Bank have removed many of the protections which were there. I am interested to hear from the Minister of State what the rationale was for loosening or removing the safety net for those in mortgage arrears. Having spoken to people in all walks of life, it appears the code of conduct is far from what is required. It worries me immensely. Is it the case now that we will trust the banks again? Previous Governments were proven to be wrong to trust the banks and the information they provided. Why should I or any citizen trust any bank to deal fairly and even-handedly with those in mortgage arrears when the Government has removed the safety measures included in the previous statutory code of conduct?

I apologise to the Cathaoirleach and thank him for indulging me.