Paul Coghlan (Fine Gael) | Oireachtas source

The engagement with the banks is taking place. Senator Daly is always rushing his fences. People are engaging more and more. The Central Bank has told us that mortgages in arrears of 90 days and more are declining. There is hope for people and there is engagement. A menu of options exists and please God it will succeed.

Finally, I also agree with Senator Daly's expression of good wishes. I wish a happy St. Patrick?s Day to everyone.