Maurice Cummins (Fine Gael) | Oireachtas source

Senator Harte referred to Student Universal Support Ireland. A number of mistakes have been made in this regard and I hope they will be rectified before next year.

Senator MacSharry raised the issue of mortgage arrears. As I outlined, the Government has taken a number of steps on this issue, including the enactment of the Personal Insolvency Act. The Senator referred to trust in the banks. This Government has much less trust in the banks than its Fianna Fáil-led predecessor which handed over to the banks everything in the country in 2010.