Government amendment No. 51: In page 56, to delete lines 3 to 19 and substitute the following: ?(1) Where a protective certificate has been issued, the personal insolvency practitioner shall as soon as practicable thereafter?(a) give written notice to the creditors concerned that the personal insolvency practitioner has been appointed by the debtor for the purpose of making a proposal for a Debt Settlement Arrangement and, subject to section 62(2), invite those creditors to make submissions to the personal insolvency practitioner regarding the debts concerned and the manner in which the debts might be dealt with as part of a Debt Settlement Arrangement, and such notice shall be accompanied by the debtor?s completed Prescribed Financial Statement, (b) consider any submissions made by creditors in accordance with paragraph (a) regarding the debts and the manner in which the debts might be dealt with as part of a Debt Settlement Arrangement, including any submission made by a creditor with respect to previous or existing offers of arrangements made by the creditor to or with the debtor, and (c) make a proposal for a Debt Settlement Arrangement in respect of the debts concerned.?.