Government amendment No. 120: In page 108, between lines 5 and 6, to insert the following: ?(2) For the purposes of subsection (1), a debtor is in arrears with his or her payments for a period of 6 months on a given date if?(a) at the beginning of the 6 month period ending immediately before that date, one or more than one payment in respect of a debt became due and payable by the debtor under the Personal Insolvency Arrangement, and (b) at no time during that 6 month period were any obligations in respect of those payments discharged.?.