Government amendment No. 108: In page 101, to delete lines 25 to 43 and in page 102, to delete lines 1 to 5 and substitute the following: ?(3) Where a Personal Insolvency Arrangement is in effect, a creditor who is bound by it shall not, in relation to a specified debt?(a) initiate any legal proceedings; (b) take any step to prosecute legal proceedings already initiated; (c) take any step to secure or recover payment; (d) execute or enforce a judgment or order of a court or tribunal against the debtor; (e) take any step to enforce security held by the creditor; (f) take any step to recover goods in the possession or custody of the debtor (whether or not title to the goods is vested in the creditor or the creditor has security over the goods); (g) contact the debtor regarding payment of the specified debt otherwise than at the request of the debtor; (h) in relation to an agreement with the debtor, including a security agreement, by reason only that the debtor is insolvent or that a Personal Insolvency Arrangement is in effect?(i) terminate or amend that agreement, or (ii) claim an accelerated payment under that agreement.?.