Trevor Ó Clochartaigh (Sinn Fein) | Oireachtas source

I appreciate where the Minister is coming from and the Minister is right that it is well intended. Many people are finding it difficult to get the banks to engage constructively in the debt settlement process. The essence of what we are trying to achieve is to encourage the banks to engage more actively. They engage to a certain extent but the solution is not always to the benefit of the person who owes them the money. Perhaps the Minister would take on board the point we are trying to make and look at it again for Report Stage. If the Minister is willing to do that we will withdraw the amendment with leave to bring it back on Report Stage. It is important to send a message to banks because people consider the banks are not engaging properly with them. That is the important message here.