Thomas Byrne (Fianna Fail) | Oireachtas source

They are the type of beneficiaries the Minister imagines are in the real world. A person in south Dublin who is unemployed can hop on the Luas or get a bus into town and look for work or, like Norman Tebbit, get on their bike and look for work - perhaps that is the attitude from Fine Gael. For a person in a rural village the car may be the only means of finding a job to get him or her out of a hole and it may be worth more than ¤1,200 this year. The attitude that appears to prevail among those who are charged with putting forward such legislation is shocking.

Fianna Fáil takes its responsibilities very seriously and we introduced our own personal insolvency Bill based on the Law Reform Commission's recommendation not to provide a veto for the banks. However, in this case the attitude seems to be that people will try to rip off the system and will put nose-rings and other rings, the descriptions of which I will not use in the House because they would be unparliamentary, even though the Minister used them earlier-----