David Cullinane (Sinn Fein)

There is no pessimism. If anything, we want the Bill to be more ambitious and I have no doubt the scheme will be a success. I have made the point several times that we want to build on it. However, we also want the State to deal with the even bigger problem that the banks, for whatever reason, are not lending to businesses to the extent that they should. I remind the Minister of State that this is what the amendment calls for. There is no mistrust of the company which will oversee the scheme. All we are seeking is a detailed report indicating the effectiveness of the scheme.