Fidelma Healy Eames (Fine Gael)

The second issue about which I am concerned, and to which several previous speakers referred, is the crisis relating to mortgage debt. Last week, Senators indicated that there is a need for urgency to find a resolution in respect of this matter. I am of the opinion that there is one great possibility for families and individuals who are in trouble. I refer to one of the solutions to which the Keane report refers, namely, the split-mortgage model. The latter would allow families or individuals to requalify-----