Michael Comiskey (Fine Gael)

I welcome the Minister of State and thank her for her statement.

We all welcome the move by Ulster Bank - the news broke this morning - on tracker mortgages, etc. It is important that the other banks take up the issue and make more money available, particularly to young people who want to get into the housing market.

My question is about the derelict estates about which we are all talking about. Could a scheme be introduced to encourage the sale to young people who might have to be vetted of semi-finished houses at a very low price, perhaps the price of a site, while ensuring they have a genuine interest in coming together as a community to have an estate developed properly?