Caít Keane (Fine Gael)

The programme for Government includes initiatives, and I will give Fianna Fáil credit for what it did in the past, which was mentioned by Senator MacSharry. Schemes are being examined and I ask the Minister of State to elaborate on personal debt, support for those who need assistance, mortgage interest supplement, MABS, the code of conduct for mortgage relief - which is not on a statutory basis but could be, and it is hoped it would not be needed for very long - lenders being prohibited from moving from existing tracker mortgages, borrowers in arrears who co-operate and harassment of borrowers through unsolicited communications being outlawed.

The Cathaoirleach said I had one minute.