Senator Boyle referred to the cost and the operations of banking. We all know the banking crisis has caused this. As I said last week and the week before last, when we watch the BBC or Sky, we see the challenges the British Government faces. In the main, it is following our example. We now hear many of the one line phrases we heard from the Taoiseach and the Minister for Finance over recent months being uttered in the House of Commons. This is not only a challenge which the Irish Government faces; it is a worldwide one. The Government has been exemplary in facing that challenge.