Donie Cassidy (Fianna Fail)

I thought that myself when it was brought to my attention, but the Leas-Chathaoirleach did not make a ruling on it then. I fully accept his ruling in that regard, but I was responding to what was brought to my attention by Senator Regan. If I erred, I apologise.

As regards the head shops debate, I have no difficulty in arranging for it to continue within the next few weeks.

Senators Wilson, Glynn, Carroll, Bradford and Corrigan commented on the heavy-handed tactics that are now being brought to bear by financial institutions. If there is going to be a debate on the tactics being used at present by financial institutions, including putting people under pressure through harassment and bullying, perhaps it is time that we should name and shame these institutions, as well as the names of those who are carrying out their affairs in this way. They are ringing up employers indicating who they are and creating a huge amount of stress for people who are doing their level best. There is a time and a place for everything. We have all been to funerals of young people that we should not have had to attend. I would say that 98% of people, both here and abroad, did not see the recession coming. If debtors have a good track record, these matters should be taken into account. Hopefully, however, the days of the bully-boy are gone. Such tactics should cease. I call on all financial institutions who are using debt recovery agencies to desist from doing so in the interests of everyone on the island. Some 99% of those who borrow money are decent, hard-working people. They have a good track record and wish to repay their debts. The financial institutions will have to understand that this situation will not be accepted. I will allocate time in the next three to four weeks for such a debate so Members can avail of the opportunity to comment on these matters.

Senator Glynn called for a debate on compiling the electoral register. I have a date in mind for this matter and I will discuss its suitability with the Senator after the Order of Business.

Senator Buttimer referred to Government policy. The Finance Bill is being published today and no doubt the House will debate it in the next two to three weeks. I have no doubt the Senator will play a pivotal role on the Opposition benches, letting his views be known to the House and the general public. We are all waiting with bated breath.