Alex White (Labour)

I am conscious that the Minister of State has not had an opportunity yet to address the amendment. Perhaps I should have waited until he spoke. Is it the case that section 23 deals with, as Senator Daly outlined, people who find themselves in financial difficulty with the banks or otherwise? That was not immediately apparent to me, but if that is what is intended, I would be interested to hear the Minister of State confirm that. I will speak further on the matter later.