Marc MacSharry (Fianna Fail)

I support the amendment. I also support the general concept of establishing a credit mediator. However, I do not know whether it will be possible to allow for the setting up of such an entity under this legislation. In the section, the term "may" rather than that of "shall" is used in respect of the Minister issuing guidelines. It is clear that an amendment will not be tabled in respect of replacing the former word with the latter. However, I hope the Minister will take some action in that regard.