Fidelma Healy Eames (Fine Gael)

What about the reality for people in trouble? I received an e-mail which I am sure everyone received today. It states:

Myself and my partner have been out of employment for over one year and have been struggling with our mortgage payments since the mortgage relief has been stopped. Can anybody please explain why Fianna Fáil are doing nothing to protect homeowners in arrears in the NAMA proposal.

Where are the legal guarantees in regard to payback to the people?