Ivor Callely (Fianna Fail)

I wish to raise two important problems in the area of banking. I ask the Leader to indicate how the banks are required to demonstrate compliance with the code of conduct on mortgage arrears and business lending to small and medium-sized enterprises. I am aware that difficulties are being experienced by people in both areas. The code of conduct facilitates access to credit, promotes fairness and transparency and ensures that banks assist borrowers in meeting their obligations. My understanding from small and medium-sized enterprises is that their access to credit and overdraft facilities is being withdrawn, which is causing them serious problems. I therefore ask the Leader to reply quickly on this issue. I also ask the Leader to indicate the role of directors of State-funded banks or those which have been nationalised.

I also ask the Leader to indicate the progress that has been made in bringing to account former and current bankers who misled-----