Mary Hanafin (Dún Laoghaire, Fianna Fail)

They paid a percentage of their salary into the scheme so they will only get benefits according to what they put into it. Where a fund is in deficit, people on the higher salaries will lose more because they had higher entitlements. It is worth noting that there are different schemes within companies whereby people of a similar salary range or status within the company have their own scheme. One often finds that the higher executives have one scheme while the ordinary workers have a different scheme. Setting the cap would not have an impact on the lower paid workers in those schemes. They are different schemes.