Paddy Burke (Fine Gael)

The Minister referred to an independent review of credit flow. We are all agreed that credit needs to flow to small businesses in particular. We have our own bank in the form of Anglo Irish Bank. I have received several complaints in regard to high interest rate charges and a lack of credit availability to small businesses. Perhaps the Minister of State will address the following issues. First, no independent review in regard to credit flow to small businesses is required from Anglo Irish Bank, which is our own bank. Surely, we do not need an independent review in that regard. Second, what is the up to date position in regard to Anglo Irish Bank in terms of whether credit from it is flowing to small businesses?