David Norris (Independent)

It is a point of great assistance and I am grateful to my learned colleague. Section 33(5) states: "Where there are moneys due and owing by a household to a housing authority under any of the provisions to which this section applies and the housing authority is satisfied that the household would otherwise suffer undue hardship the housing authority may, at the household's option, enter into arrangements with the household for the payment of those moneys (together with any interest that may have accrued under subsection (2) by such instalments and at such times as the housing authority considers reasonable in all the circumstances in addition to any rent, charges, fees or loan repayments that the household is paying to the authority."