Alan Kelly (Labour)

I move amendment No. 16:

In page 3, between lines 22 and 23, to insert the following new subsection:

"(5) In making a scheme under subsection (4) the Minister may require any specified credit institution to make particular provision to meet the credit requirements of persons on low incomes, and he shall consult with the Money Advice and Budgeting Service in this regard.".

In this section we want to see if the Minister will succumb and allow us to include a provision to help those on low incomes through the scheme set out. We want to extend the scheme so that those on low incomes can be helped through this process, that ordinary people can be helped with regard to foreclosure and that it be addressed through this process. We ask the Minister to look favourably on this amendment.