Martin Mansergh (Tipperary South, Fianna Fail)

Obviously any actions in regard to that issue will have to await the Estimates and the budget. So far, I would heavily qualify that the repossessions have been relatively small. There was a reference in a number of contributions to negative equity. Negative equity mainly affects people who, for one reason or another, may need to sell. For people who intend to hold on to their property, if they are there for the medium or the long term, it is very likely the negative equity will cease to be negative at a certain point along the line.