Mary Harney (Dublin Mid West, Progressive Democrats)

That is correct — 28%. This amendment says, in effect, that there are a number of different ways by which there could be an injection of outside capital, for example. It could do it by reinsurance — offloading a certain number of policy holders and having them reinsured. There are various mechanisms the VHI can use and this gives it maximum flexibility so that it can meet the end of 2008 deadline.