Terry Leyden (Fianna Fail)

I ask the Deputy Leader to arrange a debate on insurance. The Oireachtas Committee on Enterprise and Small Business has worked very hard to assist in bringing down the costs of insurance. Over 400,000 people have two penalty points at the moment and the insurance companies are increasing the costs of insurance. Hibernian Life & Pensions has increased its costs by approximately 10% for those who have two penalty points and is providing pro-rata decreases for those without penalty points.

It is enough to have penalty points and to pay the fine.