Séamus Brennan (Dublin South, Fianna Fail)

If we moved to an SSIA-type of contribution system, it would take account of that argument. Tax relief would not be needed because a matching amount would be paid. That is why the Pensions Board made its relevant recommendation, which has a great deal going for it. The Senator's point is interesting because if a person on €30,000 per year cannot afford a pension, someone on €15,000 will not be able to do so either.