Joanna Tuffy (Labour)

I move amendment No. 37:

In page 58, line 9, after "unless" to insert the following:

", not more than one year before such taking of possession,".

This amendment is designed to make clear that a bank or building society cannot take possession without a court order, merely because they got the home owner to consent when taking out the mortgage. For the consent to the valid, it must be one in contemplation of the specific taking of possession.