Ann Ormonde (Fianna Fail)

Income is increasing while tax is reducing. Let me repeat that, income is increasing while tax is reducing. That is a lovely line. I ask Senators not to forget it when they are out and about. It is a nice line to have in one's thinking. It also means one has more money in one's pocket. I could not ask for more than that. Everybody would like to think they have more money in their pockets.

The proposal regarding SSIAs target the lower income group. That the Minister is enticing people to put their money into a pension fund is welcome. They will also get money back. However, a public relations job must be done on this issue. We are not getting across the message on the simple things of a quality of life and more money in one's pocket. When I am out in the evening and having a chat I like to be able to say in simple language that one has more money in one's pocket and that one can put one's SSIA money into a pension fund, particularly if one is below a certain income and can avail of a tax rebate. These are the issues I like to talk about.

In regard to care of the elderly and childminding, one can earn up to €10,000 tax free. These are welcome measures. I could continue to speak on them for the next hour but time does not permit.