Shane Ross (Independent)

I am concluding on a request I should have made yesterday for a short debate on the Financial Regulator. AIB's profits of €1.7 billion may have been noted in the House yesterday. We can forget about the profit figure and the past scandals, but anyone who watched Tuesday's edition of "Prime Time" knows that AIB is at the same racket in different ways by inducing vulnerable people to take out particular types of insurance on personal loans which they do not understand. We should look not just at the global nature of the profits but how they are made because most people do not know what is happening behind the scenes. The Financial Regulator, which is meant to police the bank, has questions to answer about why it has not spotted many of these things, why it has not brought it to the attention of the public and why this is always left to politicians or the media.