Shane Ross (Independent)

I welcome and endorse most of what Senator Cox had to say. Having a debate on the issue she raised would be useful although she is not completely right that everyone who held those insurance policies is getting a letter from the Revenue Commissioners. Two institutions are involved. One is the Revenue which sends out letters to old and infirm people who do not understand them and find them extremely intimidating and very threatening. We could quickly do something about this. Letters threatening prosecution are being sent to people who do not know what they are meant to have done wrong in terms of not paying tax. This is unfair.

Senator Cox raised an almost identical issue, that of the apportionment of guilt where financial institutions are involved. What will occur on Monday, 23 May, is now on everyone's mind for it is on the radio every morning. Innocent people were seduced into taking out policies——